About Us
Global Money One Inc. (www.globalMoneyOne.com) is a 75% owned subsidiary of iQSTEL Inc. Established in Delaware and based in Miami, FL-USA, Global Money One Inc is a Fin-Tech company that uses a blend of industry expertise, state-of-the-art technology, and compliance requirements to create disruptive solutions that deliver control, security and real-time payments and innovative Financial capabilities with reduced cost for consumers, especially to the unbanked, underbanked and underserved segments of today’s society.
Our portfolio of services will include a Prepaid VISA or Mastercard MoneyOne® Card expected to enable customers to make purchases in stores and online, withdraw cash at ATMs or receive cashback when using it to make a purchase, recharge prepaid mobile phone service and send money domestically or internationally (+ 80 countries).
The Mastercard MoneyOne® Card is expected to also facilitate the deposit of funds into bank accounts. The Mastercard MoneyOne® is the new and free financial world wallet available now in Apple and Google stores. For more information, visit www.maxmo.vip.
The VISA MoneyOne® Card is expected to also facilitate the deposit of funds into bank accounts, Remote Deposit Capture (RDC) by mobile phone, bill payments, rewards, and digital gift cards. The VISA MoneyOne® the release 2.0 that will be the new and free financial world wallet expected launch in Q1 2023.
Our Vision
In 2025 Global Money One INC will be recognized as one of the world-wide FinTech companies to be the ultimate choice of mobile wallet and global remittance service and help immigrants increase the net financial assistance they send to their families and friends abroad by providing a more simple and convenient money transfer service at a fraction of competitors’ prices.
Our Team
Attracting, developing, and retaining an employee base that reflects the diversity of our customers is essential to our success. Optimize values of honesty, integrity, and a commitment to providing the best value to our customers, partners, and shareholders, evolved into the path to lead the digital banking revolution.
Our Plan
Global Money One INC will continue expanding its services for offering VISA MoneyOne® Prepaid Card with Value-Add Services: Domestic and International Remittances, Bill Payments, Mobile Top Up and electronic Gift Card in the USA and Europe, supported by state-of-the-art technology Middleware Platform.
Our Belief
The key to our success hinges on managing and strengthening relationships with our customers, shareholders, partners, and suppliers every day.
Our Plan
Global Money One INC will continue expanding its services for offering VISA or Mastercard MoneyOne® Prepaid Card with Value-Add Services: Domestic and International Remittances, Bill Payments, Mobile Top Up and electronic Gift Card in the USA and Europe, supported by state-of-the-art technology Middleware Platform.
Technology
Our Technology Platform:
Our mobile technology platform integrates industry legacy payment processing platforms to our proprietary middleware system with API-led connectivity for fast and easy program implementation. Our middleware platform was designed and developed to allow customers to download our app and open a bank account with a fast and seamless CIP/KYC approval process. It also enables us to process cross-border international money transfers safely and securely at the same time complying with applicable money transfer regulations and minimizing fraud.
Our technology platform includes:
- Mobile application customer interface which allows customers to open bank account (General Purpose Reloadable debit card) make international remittances, mobile top-ups, and bill payments.
- A proprietary risk management system that allows us to analyze a range of data to detect compliance issues and fraud, including predictive artificial intelligence models, inline real-time rules engines, granular controls, 24/7 expert oversight, sending limits, and comprehensive searching to link related accounts. Our risk management technology helps us manage the primary risk challenges our business confronts, including payment and fraud risk, anti-money laundering and regulatory compliance, and acceptable use concerns.
- A proprietary transaction processing platform that allows us to send money seconds after our customer has authorized a transaction.
- A proprietary disbursement integration platform that securely integrates our systems directly with those of our disbursement partners, so that we can deliver money quickly to a recipient’s bank account or to one of our disbursement partners for cash pick-up.
- An automated testing framework that allows us to continuously test our operating platform using innovative applications of technologies to cost-effectively simulate customer behavior in order to produce a high-quality operating platform.
The Product
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VISA or Mastercard MoneyOne® Wallet and Prepaid Card
Our solution is designed to offer customers fast, convenient, and low-cost access to a bank account via our VISA or Mastercard MoneyOne® Wallet which includes a General Purpose Reloadable Prepaid Card, fast and cost-effective way to send international remittances and top-ups to family and friends at any time, from any enabled mobile phone.
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Easy Account Setup – No SSN Required
VISA or Mastercard MoneyOne® makes it easy to deposit, withdraw and send money to friends and family in the U.S. and Latin America. Welcome to the bank without borders. Set up your free account today with any local or foreign ID regardless of your immigration status. (Passport, Driver’s License, Consular Card, SSN, ITIN, National ID).
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VISA or Mastercard MoneyOne® Prepaid Debit Cards for Everyday Spending
The VISA or Mastercard MoneyOne® Prepaid Debit Cards offer a safe, easy, and convenient way to manage your money – for your busy lifestyles just like yours. Simply load money onto your card and use it to pay for online shopping, bill payments or everyday purchases. Withdraw cash at ATMs and cashback in stores.
With the VISA or Mastercard MoneyOne® card, you can manage your money here, there, or anywhere!
Load your card by Direct Deposit (ACH), with Cash at MoneyGram locations, and Mobile app check cashing (soon). -
Cash a check on your mobile device (soon)
Cash a check with VISA MoneyOne and, if your check is approved, get your money in minutes in your VISA MoneyOne Card. No check cashing lines. No waiting. No worries.
Get your money in minutes for a fee or in 10 days for no fee. Whichever option you choose, if your check is approved and your account is funded, your money is as good as cash and safe to spend. -
Domestic and International Remittances and Prepaid Mobile Top Up
The digital platform that Global MoneyOne has built delivers to customers everything they need in the world of cross-border payments in one place. Our product is easy-to-use and gives our customers options they are after across our multi-product platform. We make moving money easy, with a high quality, safe and secure service for everyone.
VISA or Mastercard MoneyOne delivers the best fee Remittances from USA to a network in +80 countries with more than 200,000 paying locations.
VISA or Mastercard MoneyOne delivers smart mobile airtime top-up and data bundle solutions with unparalleled coverage, including direct access to over 550 mobile operators across 160 countries.
The VISA MoneyOne® Card is expected to launch the release 2.0 in Q1 2023. The Mastercard MoneyOne® Card and Wallet is available in Apple and Google stores.